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See five full sample reports first — browse the demos.
Choose the two positions you are weighing — a job, a contracting business, or both — and see the spread of outcomes across thousands of simulated futures.
0.3 = 30% of the invoice as wage cost; the rest stays in the company.
Empty = 3% default.
0.1 = 10% of the year's salary.
0.5 = half the bonus paid into the pension instead of cash (tax-advantaged in se/dk/ie).
0.1 = 10% of the year's salary in company shares, valued at grant.
0.1 = 10% of the year's salary in stock options, valued at grant.
The unvested bonus is not part of net worth and is lost on job loss or a forfeiture draw.
0.2 = 20% yearly chance of losing the unvested bonus.
Empty = the tiered 4.5%/30% schedule.
Leave-day assumptions for this position; empty = the country's legal default.
Empty = the country's statutory default.
Leave empty for a purely domestic position. For a cross-border position set all five assignments together; the entity country is required for contractors.
Fraction of workdays physically worked in the work country; 1.0 = always there, 0.5 = below the 183-day treaty threshold.
Optional — used for the P(reach target) metric.
Empty fields use the model defaults; only changed values are applied.
Default 0.05.
Default 0.2.
Default 0.1.
Default 0.6.
Default 0.12.
Default 1.8.
Default 5.
Default 3.
legacy = frozen pre-2026 approximations; approximate = official 2026 inputs with simplified formulas; exact = the statutory scoped model.
Default 35.
Default national-average.
The income-conversion table unit and the work-time assumptions behind the daily/hourly bases.
Default 260.
Country default (per position)
Default 8.
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Educational simulation, not financial advice. Each report spends one credit from your key and arrives as a one-time download link.