Eight full sample reports — the same Monte Carlo simulation a paid report runs, at the same 10,000-path precision. Each one compares two career paths side by side: percentile bands of net worth, years to your target, and the assumptions behind every number.
A 50,000 SEK/month job against running your own aktiebolag (retaining profits in the company), 40-year horizon.
A 6,000 EUR/month German gross against an 8,000 EUR/month invoice retained in your own GmbH — wage tax versus corporate tax plus the flat dividend tax over 40 years.
A 3,000 EUR/month job against a 4,500 EUR/month invoice through the forfettario regime — the flat 15% substitute tax and Gestione Separata contributions over 40 years.
A 4,500 EUR/month gross against a 6,000 EUR/month invoice retained in your own BV — the gebruikelijk-loon wage, corporate tax and dividend tax over 40 years.
A 5,000 EUR/month Estonian gross against a 7,500 EUR/month invoice retained in your own OÜ — retained profit is untaxed and dividends are taxed at distribution, over 40 years.
A 5,000 EUR/month Spanish gross against a 7,000 EUR/month invoice retained in your own Sociedad Limitada — social contributions, corporate tax and dividends over 40 years.
A 5,000 EUR/month gross under France's rules vs the same gross under the UK's — income tax, social charges and pensions over 40 years.
A 50,000 SEK/month Swedish job against a contracting business invoicing 120,000 SEK/month, lived in Denmark with the company in Ireland — the cross-border CFC and withholding layer over 40 years.